PT. SMART Tbk. is a large and established group and major world player in agro-related industries and consumer goods under the umbrella of SINAR MAS GROUP - one of well establish conglomerate in Indonesia .

PT. SMART Tbk. ia an integrated palm-based consumer company that have owns and manages plantations, mills and refineries which manufacturated branded and unbranded cooking oil, branded margarine, fats and shortening. SMART's products are divided into three catagories: Retail, Industrial and Bulk. We have a large oil palm plantations at Sumatera, Kalimantan, Papua, and our refineries located in Surabaya (Kawasan Rungkut Industri) & Medan (Belawan). Our retail products are designed for household consumption. Whereas Industrial products are aimed at supplying noodle factories, confection factories, bakeries, fast food chains, hotels, hospitals, restaurant, and so forth.

The latter catagory fetches the premium gross margin as customer requirements are tailor-made to specifications. The branded products cater not only for local but also for international consumption. Finally, bulk products are unbranded and unpacked goods targeted for mass consumption. Whilst for our upstream operation, we implement an on-going plantation expansion program and concurrently replanting the old or less productive trees. The integrated structure within the company has ensured good quality and steady supply of raw material - CPO for its products requirement at competitive cost. The company has embarked into an extensive research and development program both at refineries and at plantation areas to optimize the plantation output in order to cope with the growing demand of our products.

Project Lead SAP Financial – FICO (SAP FICO)
  1. Min. 3 years in SAP Applications in SAP Financial with min. 1 year of Lead/Project Mgt experience.
  2. Min. 2 - 3 cycles of implementation experience.
Send your CV with latest photograph (Position Code on the e mail subject) to : jimmi-setiawan@ smart-tbk. com

Sampoerna Foundations Overview

SF is a professional philanthropic organization dedicated to improving the quality of and access to education in Indonesia. During the fourth quarter of 2007, Sampoerna Foundation received ISO 9000, an international certification, awarded for its quality management systems. Since 2005, SF has formulated several programs to improve the quality of education. One of these programs is the SF United Schools Program (SF USP), whose purpose is to upgrade the quality of high schools in Indonesia. As of February 2007, SF USP has adopted seventeen schools and five madrasahs in Sumatra, Java, Kalimantan, Sulawesi and Bali. Also in 2006, SF launched the Sampoerna Foundation Teacher Institute and the Sampoerna School of Business and Management-ITB.

By the end of 2007, SF has granted more than 30,000 scholarships from elementary to graduate levels to financially deserving students with good academic performance. The Foundation’s most competitive scholarship program is the SF Overseas Graduate Scholarship Program that provides opportunities for scholarship recipients to pursue their MBA degrees at top-tier business schools across the world. So far, the Foundation has sent its scholars to Harvard Business School (Harvard University), Hass School of Business (University of California, Berkeley), Wharton School (University of Pennsylvania), London Business School and other leading business schools across the globe.

SF currently has 136 undergraduate and graduate alumni and 9,427 elementary to senior high school alumni. Through personal and professional development, SF provides opportunities to scholarship recipients to contribute to the advancement of this nation.

SF also facilitates the efforts of private sector entities to support the development of national education through their CSR (Corporate Social Responsibility) programs by managing their CSR funds and enabling SF scholarship recipients to take part in the internship programs offered by the various corporations. In Aceh, Yogyakarta, Central Java, Pangandaran and Jakarta, SF has worked with local and international partners to rebuild educational systems destroyed in natural disasters.

Now, SF looking for talented people with a passionate, enterprising spirit to help us as:


The communication division is a division that deals with the internal and external relations of the Foundation. The division is also responsible for the Foundation’s identity standardization in the public. There are two departments within the division, the Public Relations department which handles the media relations, government relations, NGO relations and internal communication. Another department is the Publication & Website which is responsible for all publications and websites within the Foundation.

1. Issue Analyst Officer
2. Jr. Writer Officer
3. NGO Relations Staff
4. Designer
5. Account Executive (2 positions)
6. Administration Staff
7. Reporter (2 positions)

Please send or email your application letter, detail curriculum vitae (CV), copy of relevant documents, include a recent photograph and indicate the position on the right hand corner of the envelope or at the subject line of your email not later than 19 December 2007 to:

Sampoerna Strategic Square Tower A, 26th Floor
Jl. Jend. Sudirman Kav 45
Jakarta 12930 Indonesia

or e-mail to :

Student Loan Overview

The student loan program was established in September 2006 as a cooperative effort among IFC, BII dan Sampoerna Foundation. This cooperation is an extension of the commitment of BII, SF dan IFC as the first private sector entities in Indonesia to provide financial/credit facilities to cover the cost of university education. Currently this student loan program involves cooperation with 29 universities in Jakarta, Bandung, Salatiga, Malang and Surabaya.

BII StudentLoan (Education Loan without Collateral)

The Solution to continue your Study

This student loan without collateral requirements is a low interest credit product from PT. Bank Internasional Indonesia, Tbk (BII), Sampoerna Foundation (SF) dan International Finance Corporation (IFC) designed to help undergraduate and graduate students to cover the expense of their studies at noted universities cooperating with SF and BII.

These loans can be used to pay several charge, such as:

- Registration/enrollmnt fees
- Tuition for Associate (D3), Bachelor (S1) and Master (S2) degree programs

The advantages :

- Guaranteed low fixed through loan period
- Easy terms and rapid processing
- No collateral required
- No credit administration fees
- No bank service fees (Provision)
- Loan platform from Rp 10 juta to Rp 200 juta
- Loan period of up to 3 years
- Anyone employed, professional or business person can qualify for a loan
- Loans can be taken out by parents, aunts/uncles, siblings, spouses, in-laws or the students themselves.

Requirements and Stipulations for Student Loan:

- The Loan Platform (or maximum loan limit) is 5 times the monthly income of the loan applicant
- Loan seeker’s income must be at least Rp 40 million per year
- Joint income (husband/wife; siblings, etc.) calculations are acceptable
- Length of Loan Period (Tenure of Loan) : 6, 12, 18, 24, 30 and 36 months.

Applications are available at all participating universities, BII and Sampoerna Foundation.

In order to develop the quality person and improvement of Indonesin human recoures. BII, Sampoerna Foundation and International Finance Corporation provide the financial support for educational financing in University graduate (Bachelor) and post graduate (Master and Doctorate) to university across Indonesia.

Surely and Easy !

* Surely prepared education financing.
* Application can be easily get from university*, Sampoerna Foundation, and BII branches nearest.
* Easy access to well known university* across Indonesia
* Simple requirement
* Maximum credit facility up to IDR 200 million

Many Advantages!

* No Collateral Credit Facility
* Administration Fee is Free
* Credit Provision Fee is Free
* Flexible Credit Tenor that is 6, 12, 18, 24, 30, and 36 months.
* The debtor can be Parents, Uncle/Auntie, Spouse, Family Member, or such Student.
* Very Competitive Interest Rate.
* Income can be calculated by joint income.
* Well known participating university* across Indonesia.
* Credit process can be accepted before University intake for surely bank financing.

Special Benefits waiting for you!

* You get BII ComboCard for free and enjoy price discount up to 20% at thousands of merchants all over
* You can transact at 700 BII ATM, 3,000 ALTO ATM and over 800,000 Cirrus ATM
* You can conduct various bill payment transaction: credit card, Telkom, hand phone, pager, insurance and mutual fund at BII ATM
* Access to BII Internet Banking

Conditions to be met:

* Indonesian citizen (WNI) who is law literate.
* Minimum age of applicant is 21 years old or be married, and maximum is 60 years old (when credit duration ends).
* Minimum net income must be IDR 40 million per year.
* Work experience must be at least 1 year for employees and 2 years for professional and entrepreneurs.
* Location of residence/work must be located within BII branch area.
* Applicant must be willing to open savings account at BII.

Document Requirement for Employees and Student:

* Original Application Form
* Copy of ID (KTP) belonging to Debtor, Spouse, Guarantor, and Student
* Copy of Kartu Keluarga including Student
* Original Salary Slip and original Work Reference Letter
* Copy of Marriage/Divorce.
* Copy of personal NPWP or copy of SPT PPH 21
* Copy of Birth Certificate of Student
* Original of Offering Letter from University for Student
* Copy of Latest Legalized Educational Certificate for Student
* Copy of Latest Student ID for Student
* Copy of Latest Legalized Transcript for Student

Additional for Entrepreneurs:

* Copy of SIUP
* Copy of current2/savings account for the last 3 months
* Copy of Personal NPWP

Additional for Professionals:

* Copy of business license
* Copy of current/savings account for the last 3 months
* Copy of Personal NPWP 3

List of Partnership University

1. Institut Teknologi Bandung (ITB)
2. Universitas Bina Nusantara
3. Sekolah Bisnis Prasetiya Mulya
4. Institut Pengembangan Manajemen (IPMI)
5. President University
6. Institut Teknologi Harapan Bangsa (ITHB)
7. Universitas Kristen Satya Wacana
8. Universitas Indonusa Esa Unggul3
9. Universitas Ma-Chung
10. UNIKA Atmajaya
11. GS Fame Institute of Business
12. STIE Nusantara
13. ESMOD Jakarta
14. STT Telkom
15. Akademi Pariwisata NHI
16. IMAGO School of Modern Advertising
17. International Center for Applied Technology (ICAT)
18. Universitas Ciputra

For further informations please visit adan Sampoerna Foundations!